25 May

Email Credit Spam

I was going through my Junk mail in Outlook the other day and thinking how profitable spam mail must be if so many are doing it. You’ve probably received the same email on various topics and some don’t even make sense – you know what I mean especially if you are a woman…

Relevant to our topic at hand, credit repair, I recently received this spam mail:

Thank you for your loan request, which we recieved yesterday, your refinance application has been accepted
Bad credit OK, We are ready to give you a $372,000 loan, after further review, our lenders have established the lowest monthly payments. Approval process will take only 1 minute. Please visit the confirmation link below and fill-out our short 30 second Secure Web-Form. www.copiesget.com

Come on, who are they trying to kid? One minute approval – especially for a $372,000 loan? Please! Of course they just want you to click on their link and go to their website. They may be collecting your IP address or worse yet your personal information if you fill out any of their forms.

In this day and age of electronic communications, we caution you to be careful and really look into offers that seem too good to be true, because they probably are. These type of scams can bankrupt a person and ruin credit that has taken years to establish. If you are not sure if something is a scam or not, don’t ask your neighbor, they may not know either.

Go to your computer and open up a browser window and type in www.Snopes.com. What you will find is a site that has been collecting information on online scams and urban legends since Al Gore invented the Internet (little inside joke there). Seriously though, do a search using some of the words in the email you are suspicious of and you will likely find it indexed in Snopes.com archives. If nothing pops up, use differnet, more or less words and search again. Be completely sure before you respond to any online request especially if you don’t know the requester.

Don’t let an online scam ruin your good credit or worse, your life!

3 Responses to “Email Credit Spam”

  1. 1
    Dan Vaghn Says:

    Online scams are for the most part easy to see.

  2. 2
    Matthew C. Byrd Says:

    Between me and my wife we’ve enjoyed more prepaid credit cards over the years than I can total, including Rushcard, Greendot, etc. But, the last few years we have found that this one is the best for our needs AccountNow Visa. Why? Because I was happy to discover how well-designed and smooth to use the underappreciated (and widely mocked) AccountNow Visa’s are.

  3. 3
    Learning to surf Says:

    wonderful post, very informative. I wonder why the other specialists of this sector don’t notice this. You should continue your writing. I’m sure, you have a huge readers’ base already!

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